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The Cost of Compliance Report 2026

The Cost of Compliance Report 2026

Firms have moved quickly on AI and on regulatory change. The 2026 report shows where that pace is paying off, and where your teams can build the governance, control infrastructure and evidence to match it.

Drawing on the views of manager-level and above professionals across finance and banking, insurance and professional services, the report gives you a clear view of where your peers stand and what to prioritise next.

34%

are confident they could demonstrate AI governance to a regulator today

59%

say AI is embedded or advanced in their core compliance processes

What you’ll get

  • A benchmark for your AI governance. See how firms approach AI maturity, accountability and regulator readiness, and where your own approach sits.

  • A clearer picture of regulatory change management. Understand how timelines have shortened, why confidence in effectiveness has shifted, and what that means for how you embed change.

  • Insight into what is driving compliance costs. Technology investment, AI governance and regulatory complexity lead the findings, with regional and sector detail.

  • The effect of personal accountability regimes. See how senior manager liability is changing demand for real-time compliance data and the evidence behind it.

  • Perspectives on regulatory divergence. Learn how firms are responding as the U.S., EU, UK and Asia-Pacific pursue their own agendas.

  • A phased action plan. Immediate priorities, medium-term initiatives and future-state preparation for chief compliance, risk, legal and transformation officers, plus recommended board-level metrics.

Built for the people who answer for compliance

Chief compliance, risk, legal and transformation officers, and the teams who support them. If you are shaping how your firm governs AI, manages regulatory change and evidences both to the board and to regulators, this report is for you.

About the report

  • Now in its sixteenth year

  • 2,000+ manager-level and above professionals

  • 11 countries across North America, Europe, Asia-Pacific and Australia

  • Interviews conducted by a third party in June and July 2026

  • Covers finance and banking, insurance and professional services

Download the report

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  • RegTech 100 2026 award
  • AI 100 award
  • Bank Tech Awards 2025 award
  • RegTech of the Year APAC award
  • RegTech Company of the Year award
RegTech 100 2026 award
AI 100 award
Bank Tech Awards 2025 award
RegTech of the Year APAC award
RegTech Company of the Year award
  • RegTech 100 2026 award
  • AI 100 award
  • Bank Tech Awards 2025 award
  • RegTech of the Year APAC award
  • RegTech Company of the Year award

2026 ©CUBE Content Governance Global Limited and all its affiliated companies. All rights reserved.

CUBE Content Governance Global Limited is registered in England and Wales. Company No. 07886383. VAT number: GB125503739.

Registered address: CUBE, Tower 42, 25 Old Broad Street, London EC2N 1HN, United Kingdom.

2026 ©CUBE Content Governance Global Limited and all its affiliated companies. All rights reserved.


CUBE Content Governance Global Limited is registered in England and Wales.

Company No. 07886383. VAT number: GB125503739.


Registered address: CUBE, Tower 42, 25 Old Broad Street, London EC2N 1HN, United Kingdom.

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